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Revised: December 28th 2022.

By accessing GemFundsDatabase or any of its related websites, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws, and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing our site.

1. Scope and use of the subscription

The subscription grants the Customer (being the legal entity that has taken out the subscription) the right to use GEM Business Consult’s database and services (“the Services”). The subscription may not be used by other people or organizations.

Permission is granted to temporarily view the materials (information or software) on GemFundsDatabase website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not:

  1. modify or copy the materials;
  2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  3. attempt to decompile or reverse engineer any software contained on the website;
  4. remove any copyright or other proprietary notations from the materials; or
  5. transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by GEM Business Consult at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.


2. Acceptance of the subscription

The subscription terms for the Services are accepted by the Customer by accepting that you have read and agree to the terms of service and that you consent to the terms set forth in the privacy policy.


3. User Membership Obligations

By making a purchase through GEM Business Consult, you represent and agree that:

You are able to enter into this agreement. You have the right, authority, and capacity to enter into the agreement represented by these Terms and to abide by all of the rules and conditions of these Terms;

You are at least 18 years old, and if you are less than the age of consent in the state or jurisdiction where you are located, your parent or legal guardian has reviewed these Terms and granted permission to use the Service. If you are not at least 18 years old, you must discontinue using the Services immediately;

 You will be bound by any additional rules or policies published within or with respect to any application provided in GEM Business Consult’s Services; except as exceptionally permitted, you will not copy, redistribute, publish or otherwise exploit material from the GEM Business Consult’s Services without the exceptional prior written permission of the Company.

Paid membership is offered to single/individual users only. Your user ID may be transferred to another member of your organization but not to any individual/party outside of it.


4. Duration and termination of the subscription

The monthly or annual subscription runs from the date the Customer pays and accesses the database to the end of that 30-day period or 12-month period. (For example, if the monthly order is placed January 1, the subscription runs to the end of January or 30th January). At the end of the one month or one year period, the subscription will automatically be renewed for another one month or 12 months, unless terminated by the Customer.

The monthly or annual subscription may be terminated by going to your account and sending an email to, before the expiry of the subscription. The agreement cannot be terminated for a period of subscription already initiated and the Customer will not be entitled to a refund for that subscription period.

A discount is applicable for annual prepayment.

The annual prepaid subscriptions may be terminated by going to your account and sending an email to one month before the expiry of the annual subscription (i.e. for annual subscriptions running April-March, termination must be received before the end of February). The agreement cannot be terminated for a period of subscription already initiated and the Customer will not be entitled to a refund for that subscription period.


5. Refund Policy

Please note that GEM Business Consult offers non-tangible products to its users and it is the responsibility of the customers to fully understand the product/s offered before placing an order.

We do not bear any responsibility and therefore we don’t satisfy any refund/return/exchange requests based on an individual or a company finding a grant or particular funding. Our team works diligently to research, locate and post new funding opportunities. We have no control over which funding opportunity will be available.  

Customers cannot request refunds immediately after purchase simply because they did not receive subscription information, activation email and/or are unable to access the page instantly. If any of these problems occur, they can raise a complaint by contacting us at: and we will promptly respond back with the missing details within 48 hours or less. In many cases, such problems occur due to strong spam filters in the email servers of customers that block our messages and we urge customers to check their records properly before reaching out to us.

Within 7 days of the purchase, customers can request a refund under special conditions. To request a refund within 7 days, please contact usat

Under certain conditions, GEM Business Consult will allow exchanges, substitutions, or if this is not possible a pro-rated refund of a previous purchase if the customer informs us within 7 days explaining the reason for the exchange.

GEM Business Consult will issue a refund only under the following conditions:

– Unauthorized payment made from a third-party account without the knowledge of the account holder.

– If a customer duplicates a payment for a single product.

– If a customer is not satisfied with the purchase and places a request for a refund within 7 days.

In the event that GEM Business Consult is no longer able to operate the GemFundsDatabase due to force majeure (malware, hacking attack), the remaining months of the membership/subscription will not be refunded.


6. Disclaimer

The materials on the website are provided “as is”. GEM Business Consult makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, GEM Business Consult does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites related or linked to this site. Not in any case does GemFundsDatabase guarantee to fund by any donor which is listed on the Website or in any funding strategy document. Our objective is to increase our subscriber’s capacity to raise funds by giving them information regarding funding opportunities.


7.   Limitations

In no event shall GEM Business Consult, its principles, or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on GEM Business Consult’s Internet site, even if GEM Business Consult or a GEM Business Consult authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.


8. Revisions and Errors

The materials appearing on the website could include technical, typographical, or photographic errors. GEM Business Consult does not warrant that any of the materials on its web site are accurate, complete, or current. GEM Business Consult may make changes to the materials contained on its web site at any time without notice. GEM Business Consult does not, however, make any commitment to update the materials.


9. Links

GEM Business Consult has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by GEM Business Consult of the site. Use of any such linked website is at the user’s own risk.


10. External Links

GEM Business Consult Sites contain external links to third party websites. Unless otherwise specified, GEM Business Consult is not affiliated to the owners or webmasters of these websites in any manner and it does not control, advise, endorse or influence its content and/or products.

The material provided on the Site is solely for informational purposes only without any warranty. Visitors are advised to use it at their own discretion


11. Site Terms of Use Modifications

GEM Business Consult may revise these terms of use for its web site at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms and Conditions of Use.


12. Bugs, Issues and Third-Party Services

The Services offered through the GemFundsDatabase website have been tested over and over under different environments; however, it may not function correctly, it may have functional, conceptual and/or documentation bugs and issues. In such cases, GEM Business Consult will try to fix the bugs, issues and errors found and will supply the user with working updates.

GemFundsDatabase uses various essential third-party software tools and services to deliver the Services. These third-party software programs are chosen based upon our review of its high quality, reliability, and support. However, there may be certain service issues for which GEM Business Consult cannot be held liable for any faults, failures, errors, or issues, including permanent data loss due to third-party server issues.


13. Indemnity

You agree to indemnify and hold us, our officers, subsidiaries, affiliates, successors, assigns, directors, officers, agents, service providers, suppliers and employees, harmless from any claim or demand, including reasonable attorney fees and court costs, made by any third party due to or arising out of materials you submit, post or make available through the GEM Business Consult Services, your use of the Services, your violation of the Terms, your breach of any of the representations and warranties in these Terms, or your violation of any rights of another person or entity.


14. Limitation of Liability

Under no circumstances are we liable for direct, indirect, incidental, special, consequential or exemplary damages (even if we have been advised of the possibility of such damages), resulting from any aspect of your use of the Services, whether the damages arise from use or misuse of the Services and Sites, from inability to use the sites or the services, or the interruption, suspension, modification, alteration, or termination of the Services. Such limitation shall also apply with respect to damages incurred by reason of other services or products received through or advertised in connection with our Services or any links on the Sites, as well as by reason of any information or advice received through or advertised in connection with the sites or the service or any links on the sites. These limitations shall apply to the fullest extent permitted by law. In some jurisdictions, limitations of liability are not permitted and some of the foregoing limitations may not apply to you.


15. Delivery Policy

Services at GemFundsDatabase are delivered instantly soon after the confirmation of payment is received or verified through payment gateways.


16. Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of GEM Business Consult and its licensors. The Service is protected by copyright, trademark, and other laws of both Denmark and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of GEM Business Consult.


17. Data Processing Agreement, privacy policy and Confidentiality

By accessing or using the database, you consent to the processing, transfer and storage of information about you by GEM Business Consult in Denmark. For more information on what kind of information we collect and use, please check and read our Privacy Policy.


18. System changes and feature updates

GEM Business Consult informs its GemFundsDatabase users about system changes, feature updates, and other technical news by email. Therefore, all registered users on the GemFundsDatabase platform accept that they are added to the technical newsletter mailing list.


19. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Denmark and the Danish Courts shall have exclusive jurisdiction to determine any dispute concerning these Terms or the subject matter of these Terms.


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