Privacy Policy

We process personal data and have adopted this privacy policy, which tells you how we collect and process data.

The Privacy Policy describes the practices, policies, and procedures related to our websites gembusinessconsult.com and GemFundsDatabase, including the types of personal information we collect on the website, how we may use that information and with whom we may share it.

Owner and contact information 

The website is owned and published by:

GEM Business Consult
Maglebjergvej 6, 2800
Kongens Lyngby, Denmark
Tel. no.: +45 91 66 05 96
Email: info@gembusinessconsult.com
Website: www.gembusinessconsult.com

The notifications provided by this Privacy Policy include:

• what personally identifiable information we collect from you through the Website,
• how we use the information we collect,
• with whom the information may be shared,
• what choices are available to you regarding the collection, use, and distribution of the information, information related to third-party websites,
• the kind of procedures we employ in an effort to hinder the unauthorized access, use or disclosure of the information you provide to us,
• how you can make changes to the information we collect about you,
• how you can learn about changes to our privacy policies, practices, and procedures

THE INFORMATION COLLECTED

When you use our website we will ask you to send personally-identifying information (such as name, address, email and telephone number. Your name, postal address and email address will be used for billing purposes and your email address will be used for communications and information sharing.

Paid Membership Packages: We offer paid membership access for our clients to special content and services on our website. This consists of different membership packages.  Choosing to purchase for a paid membership is voluntary, and should you opt to join we will ask you to provide certain personally-identifying information, which will include an email address, first and last name, phone number, country of origin, payment information (Credit Card). You will further be asked to confirm the registration and to create a password. 

After you have agreed to the Privacy Policy and the Terms and Conditions of the Website, a third-party payment processor will handle the processing of the transaction. None of your billing details (i.e. credit card information) will be stored on our server as long as you maintain your account and thereafter in accordance with the applicable laws. We will use your personal data for the management of your account, to provide our services and to optimize our website, products, and services. 

International Transfer: Your information, including Personal Information, may be transferred to —and maintained on —computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction. If you are located outside Denmark and choose to provide information to us, please note that we transfer the information, including Personal Information, to Denmark and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer. 

Newsletters:  If you subscribe to one of our paid Grow and Scale membership packages you will receive a weekly newsletter, we will use certain personally identifying information, including your email address, first and last name, and your country of origin.  You may unsubscribe from the Newsletter at any time, by using the link “Unsubscribe” which can be found at the bottom of any subsequent email you receive from us.

We use Mailchimp to send emails to our subscribers and Sendgrid to send emails from our website. Mailchimp privacy policy can be accessed here

Sendgrid privacy policy can be accessed here

Contact Us/Leave a Message: If you contact us through the contact form/leave a message option on the Website, we will ask that you provide certain personally-identifying information, including your first and last name, and email address, and you will have the option to provide additional information.  We will use the information you provide to contact you back and to respond to any requests.

Non-Personal Information We Collect by Automated Means and How We Use It: We collect certain information by automated means when you visit the Website.  In addition, we also use Google Analytics –a third-party tracking service – to collect such information.  The information collected may include usage information, such as the numbers and frequency of users to the Website, pages visited and similar data. If gathered, this data is used in the aggregate, and not in a manner that is intended to identify you personally. This type of aggregate information may be shared with third parties at any time.  In addition to the third-party tracking services mentioned above, we also collect this information through various other means, including “cookies,” “web beacons” and IP addresses, as further explained below.

Cookies – A cookie is a piece of information that a web server may place on your computer when you visit a website. Cookies are commonly used by websites to improve user experience.  Many cookies last only through a single website session or visit. Others may have an expiration date or may remain on your computer until you delete them. GemFundsDatabase uses “session cookies” in order to enhance the user experience and for other website-related purposes.  These session cookies are not linked to personally identifiable information.  We may also use cookies for other purposes, including to maintain continuity during a user session, to gather data about the usage of our website for research and other purposes, or to store username or related login credentials so that you do not have to provide this information every time you return to our website.

Most browsers will tell you how to stop accepting new cookies, how to be notified when you receive a new cookie, and how to disable existing cookies. Please note, however, that without cookies you may not be able to take full advantage of all the features on our website. Our cookies do not gather personally identifiable information. In some cases, GemFundsDatabase may also use another company to operate web servers for our website.  GemFundsDatabase uses the cookie information gathered by these companies in the same manner as stated in this Privacy Policy.

Web Beacons – Certain pages on the Website contain “web beacons” (also known as Internet tags, pixel tags, and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party.

Web beacons also may be used to track whether you have opened an HTML email. When the email is opened, a part of the code that makes up the HTML page calls a web server to load the web beacon that then generates a record showing that the email has been viewed. Web beacons may also recognize when the email was opened, how many times it was forwarded and which URLs (links within the email) were clicked.

IP Addresses – When you visit and interact with the website, gembusinessconsult.com, GemFundsDatabase and third parties with whom we have contracted to provide services for us may collect Internet Protocol addresses (each an “IP Address”), as well as browser type, Internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and page navigation. An IP Address is a unique identifier number that certain electronic devices used to identify and to communicate with each other on the Internet; your Internet Service Provider automatically assigns an IP Address to the computer that you are using. 

We gather this information to track website visitor movement in the aggregate and to gather broad demographic information for aggregate use. Our goal in gathering this information is to learn how our customers and the public are using our service. We may use this information to enhance our website or for other lawful purposes.

HOW WE MAY SHARE YOUR INFORMATION

We may disclose all of the information (described herein) that we collect, as stated in this Privacy Policy including in accordance with the terms set forth in this section.  Please note that we do partner with a variety of payment processors in order to allow you conduct payment transactions on the website, and should you opt to use any of the payment options, certain personal information about you will be shared with the payment processor whom you choose. 

Otherwise, we do not reveal personally identifiable information about you to third parties for their independent use unless:

• you expressly authorize GEM Business Consult or an affiliate to do so,
• it is necessary to allow GEM Business Consult and its service providers or agents to provide services on GEM Business Consult’s behalf,
• in order to provide products or services to you,
• it is disclosed to entities that perform marketing or data aggregation services for GEM Business Consult,
• it is necessary for connection with a sale of all or substantially all of the assets of GEM Business Consult or the merger of GEM Business Consult into another entity or any consolidation, share exchange, combination, reorganization, or like transaction in which GEM Business Consult is not the survivor,
• otherwise as GEM Business Consult is required or permitted to do so for any or all of the following reasons:

1. • to comply with a subpoena, legal process, government request or any other legal obligation,
   • to prevent, investigate, detect, or prosecute criminal offenses or attacks on the technical integrity of the Website or our network, and/or
   •  to protect the rights, privacy, property, business, or safety of GEM Business Consult, their partners and employees, the visitors of the website, or the public.

 

CHILDREN’S PRIVACY

We do not knowingly collect, use, or disclose personally identifiable information about visitors less than 13 years of age. If you are under the age of 13, you must ask your parent or guardian to assist you while accessing/viewing this website.  If you are the parent or guardian of a child under 13 years of age and believe that they have disclosed personally identifiable information to us, please contact us at info@gembusinessconsult.com so that we may delete your child’s information.

THIRD-PARTY WEBSITE

We may provide links to third-party websites as a service to you or in order to provide you additional information related to the transactions and activities that occur on the website. We may also allow advertisers and other third parties to serve ads and promote products and services on our website. Please be aware that we have no affiliation with these other parties, and cannot control and are not responsible for the information collection, use, and disclosure practices of such advertisers and other third parties; we encourage you to review and understand their privacy practices and policies, if any, before providing any personally-identifying information to them.  We are not responsible for the content or information of these websites, any products or services that may be offered through advertisers or third parties, or any other use of the linked websites.

HOW WE ATTEMPT TO SAFEGUARD YOUR INFORMATION

We maintain administrative, technical and physical safeguards for the Website designed to protect against the loss, misuse or unauthorized access, disclosure, alteration or destruction of the personal information that we collect from you.  We restrict access to personal information collected about you on the website to our employees, our affiliates’ employees, those who are otherwise specified in this Privacy Policy, or others who need to know that information to provide services to you or in the course of conducting our business operations or activities.  However, no website can guarantee security.

Thus, while we have established and maintained what we believe to be reasonable procedures to protect the confidentiality, security, and integrity of personally identifying information obtained through the website and we strive to protect your personal information, we cannot ensure or warrant the security of any information you transmit to us.  Also, please note that some of the information we collect – such as the information related to your newsletter subscriptions – is stored by our third-party partners, and while we ask that they maintain administrative, technical and physical safeguards, we cannot guarantee that they do so.  Therefore, you understand, acknowledge, and agree that you transmit certain personal information over this website at your own risk.

YOUR INFORMATION AND YOUR CHOICES

To the extent required by law, we provide you with (i) reasonable access to the personally identifiable information you provide to us, and (ii) the ability to review, correct and delete such personally identifiable information. If you believe that any of the personally identifiable information that you have submitted through our website is no longer accurate, or you wish to make any updates or changes, you may do so by logging into the account you have created. If you do not have an account with us, you can request that we make the changes by emailing us at info@gembusinessconsult.com  Upon appropriate request, we will update or amend your information, but we reserve the right to use Information obtained previously to verify your identity or take other actions that we believe are appropriate and lawful.

We will endeavour to comply with your request as soon as reasonably practicable. Please note we may need to retain certain information for record-keeping purposes, and there may also be residual information that will remain within our databases and other records, which will not be removed from such locations. Finally, we are not responsible for removing or deleting information from the databases of third parties (such as service providers) with whom we have shared information about you.

USE OF THE WEBSITE FROM OUTSIDE DENMARK

We do not represent or warrant that the Website, or any part thereof, are appropriate or available for use in any particular geographic location. If you choose to access our website, you do so on your own initiative and at your own risk and are responsible for complying with all local laws, rules, and regulations applicable in your jurisdiction.

Please note that the website is hosted in the Denmark and is governed by the Danish law. If you are visiting the website from outside Denmark, please be aware that your information may be transferred to, stored and processed in Denmark where our servers are located and our central database is operated. The data protection and other laws of Denmark and other countries might not be as comprehensive as those in your country. By using the Website, you consent to your information being transferred to our facilities and to the facilities of those third parties with whom we share it as described in this Privacy Policy.

CHANGES TO OUR PRIVACY POLICY

We reserve the right to revise this Privacy Policy at any time by updating this posting. Please check back regularly and to see if there have been any changes to this policy, which you can determine by reviewing the Effective Date listed below. By continuing to use the website after those changes become effective, you agree to be bound by the revised Privacy Policy.

Contact Us If you have any questions about this Privacy Policy, please contact us at: info@gembusinessconsult.com.

PRIVACY POLICY EFFECTIVE DATE

This Privacy Policy is effective as of December 30, 2022.